Certified Application Counselor Practice Test

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Study for the Certified Application Counselor Test. Improve with flashcards and multiple choice questions, with hints and explanations. Get ready for your exam!

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Which of the following is NOT a health coverage level?

Gold
Silver
Diamond
Bronze

The correct answer is: Diamond

The health coverage levels under the Affordable Care Act (ACA) are categorized into four defined metal tiers: Bronze, Silver, Gold, and Platinum. Each tier represents a different level of cost-sharing and coverage, with Bronze having the lowest premium and highest out-of-pocket costs, and Platinum offering the highest premium and lowest out-of-pocket costs. The option "Diamond" does not correspond to any established health coverage tier within the ACA guidelines. Therefore, it is identified as the correct answer in this context. The other choices—Gold, Silver, and Bronze—are all official categories that reflect the varying degrees of coverage available to consumers. Understanding these categories is essential for helping individuals navigate their health insurance options effectively.